Yes, you can open a bank account in Greece.

The salary/ pension accounts (payroll accounts) are untaxed. However, each bank, depending on its pricing policy, may charge for the creation of this account. Beyond that there is taxation only on income from paid employment, business, or real estate leasing. Social Allowances are tax-free. There are no specific guidelines for Ukrainian refugees, so the procedure is the same as for others.

The documents required to open a bank account vary, depending on the bank. A list of commonly asked documents is included below.

1. Identification Document (valid passport and/or residence permit, valid international protection applicants’ card)
2. Confirmation of the main residence address (Certified public document by a public authority or consulate of the residence location, from which the main residence address occurs)
3. Income Certification and Tax Registration Number (AFM)
4. Tax Residence Certificate
5. Last Tax Clearance and Tax Return Certificate
6. Confirmation of profession/ business address and telephone number (Employer’s certificate or document from a public authority, embassy, or consulate from which the professional status arises.
7. Confirmation of contact telephone number (mobile/ landline number)

In case an interpreter is needed during the procedure of opening the account, the interpreter must provide a solemn declaration including the following text “I have a thorough knowledge of the Greek Language as well as the … language, so that I can accurately translate the terms of the documents in which I will co-sign.”